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September 29, 2008
- VA loans
A program that allows most veterans to purchase a house without a down payment.
- Variable interest rate
A loan rate that moves up and down based on factors including changes in the rate paid on bank certificates of deposit or Treasury bills.
- Variable rate
An interest rate that changes with fluctuations in such indexes as the U.S. Treasury bill index.
- Variable rate mortgage
A loan with an interest rate that hinges on factors such as the rate paid on bank certificates and Treasury bills.
- Vaulted ceiling
An elongated half-cylinder that arches above the floor.
- Verification of deposit
Part of the loan process, in which a lender will ask a borrower's bank to sign a statement verifying the borrower's account balances and history.
- Verification of employment
Part of the loan process, in which a lender asks the borrower's employer for confirmation of the borrower's position and salary.
A small entrance hall or room.
- Veterans Administration (VA)
The U.S. Department of Veterans Affairs operates a variety of programs to help veterans. One of the key plans it oversees is the VA loan program, which allows most veterans to purchase a house without a down payment.
- Victorian style
An architectural style that dates from the mid-19th century.
- Vinyl-clad windows
Wood windows sheathed in vinyl on the outside.
- Voluntary lien
A lien that a homeowner willingly gives to a lender.